Sending money to Chad from France: the complete guide
Corridor France → Chad · XAF · Updated Every month, thousands of members of the Chadian diaspora in France send money to their families back in Chad. Between hidden fees, unpredictable delays and unclear pickup points, choosing the right solution isn't always easy. This guide covers the fees, timelines and withdrawal options available in Chad.
How much does a money transfer to Chad cost?
Fees vary depending on the provider and the amount sent. With Quickly Money, fees are clearly displayed before each transfer, together with the exchange rate applied and the amount received, and the first two transfers are free for new accounts.
How much does your loved one receive in Chad? Worked examples
Quickly Money fees from France as of 21 October 2026, at today's rate of 653.99 CFA francs per €1, close to the official parity of 655.957 (a 0.3% difference). Fees are fixed per amount band, and the first two transfers are free for new accounts.
| You send | Fees | Total charged | Your loved one receives |
|---|---|---|---|
| €100 | €1.20 | €101.20 | 65,399 XAF |
| €200 | €1.99 | €201.99 | 130,798 XAF |
| €500 | €7.99 | €507.99 | 326,995 XAF |
| €1,000 | €8.99 | €1,008.99 | 653,989 XAF |
The CFA franc is pegged to the euro at a fixed parity: its rate doesn't change from one day to the next, so you know in advance how much your loved one will receive.
Indicative amounts: only the summary shown in the app before you confirm is binding. Run your own estimate with our simulator.
How does my loved one collect the money in Chad?
There are two main options in Chad:
- Mobile money: Airtel Money or Moov Money, received directly on the recipient's phone.
- Cash pickup: with a unique withdrawal code, presented at a partner location.
The recipient doesn't need a bank account: a simple code is enough to withdraw the funds.
What your loved one needs
- For mobile money: an active Airtel Money or Moov Money account in their name, and the linked phone number.
- For cash pickup: the transfer's unique withdrawal code and a valid ID in the name given when sending.
How long does a transfer to Chad take?
Most transfers are available within minutes after the payment is confirmed, compared with several days for a traditional international bank transfer.
Sending money to Chad with Quickly Money, step by step
- Create your account in the app and have your identity verified, only once, before your first transfer.
- Add your loved one: their name, phone number and pickup method (Airtel Money, Moov Money or cash).
- Enter the amount: the fees, exchange rate and amount received in CFA francs are shown before you confirm.
- Confirm and pay, then track your transfer in the app.
- Your loved one receives the money in their mobile money account, or collects it in cash with the unique withdrawal code.
Is it safe to send money to Chad online?
The sender's identity is always verified (KYC) before the first transfer, and data is encrypted in transit and on our servers. Fees and the exchange rate are recalculated on the server side to prevent any tampering.
Frequently asked questions
Can I send money to Chad if the recipient has no bank account?
Yes, via mobile money (Airtel Money, Moov Money) or cash pickup with a withdrawal code.
Are the fees the same for all amounts?
No: fees follow a schedule based on the amount. They are shown before the transfer, together with the exchange rate applied and the amount received.
When will I be able to send money to Chad with Quickly Money?
Chad is the first destination opening at Quickly Money's launch. Join the waitlist to be notified as soon as it opens.
What are the minimum and maximum amounts I can send to Chad?
From €5 to €5,000 per transfer. Fees follow a schedule by amount band, shown with the amount received before each transfer.
What documents do I need to send money to Chad?
A valid ID: your identity is verified only once, before your first transfer. Your loved one just needs their phone for mobile money, or the withdrawal code and an ID for cash pickup.
Related guides
Send your first transfer to Chad
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